Smart mortgage solutions designed around you.
THM Mortgage takes pride in simplifying and educating clients about the mortgage process and providing the best available options that fit their needs.
Get Your Free Mortgage Quote
Takes less than 2 minutes. No obligation.
Loan Programs
Conventional Loans:
A conventional mortgage loan is a “conforming” loan, which simply means that it meets the
requirements for Fannie Mae or Freddie Mac. Fannie Mae and Freddie Mac are government-sponsored
enterprises that purchase mortgages from lenders and sell them to investors.
FHA Loans:
FHA loans, which are backed by the Federal Housing Administration, offer the ability to get approved
with a lower credit score and lower down payment compared to conventional loans.
Non-QM Loans:
A Non-QM loan, or a non-qualified mortgage, is a type of mortgage loan that you could qualify for using
alternative methods, instead of the traditional strict income verification required for most loans.
Common examples include bank statements or using your assets as income. Non-QM is very common
option for self-employed borrowers and investors.
VA Loans:
A VA loan is a mortgage loan available through the U.S. Department of Veterans Affairs (VA) (previously the Veterans Administration). With VA loans, veterans, service members, and their surviving spouses can purchase homes with little to no down payment and no private mortgage insurance and generally get a competitive interest rate. This loan program provides up to 100% financing on the value of a home. Eligible borrowers can use a VA loan to purchase or build a home, improve and repair a home, or refinance a mortgage.
Medical Professional Home Loan:
THM Mortgage now offers a dedicated home loan solution for eligible medical professionals, including physicians, dentists, and other healthcare providers, featuring low to no down payment options and flexible underwriting to help more clients qualify
Product Highlights
Up to 100% Financing
Mortgage Insurance Not Required
Loan Amounts up to $2M
Primary residence, 1-unit
We shop the entire market for you, and combined with our local expertise, we ensure you get the best available loan. Start now by completing the loan application.
This is what we can promise you:
- Save you time and efforts. You don’t need to shop with multiple lenders. We will pick the right lender for you that will close your loan faster at lower cost.
- Access to more loan programs and competitive interest rates.
- Easier mortgage experience. We make the mortgage process seems effortless.
- Outstanding Customer Service. Having one point of contact throughout the mortgage process is priceless.
We offer excellent rates and we make sure you get the right deal for you.
No complicated forms and unnecessary paperwork.
Access to the Nation's best lenders.
Smart mortgage solutions designed around you.
THM Mortgage takes pride in simplifying and educating clients about the mortgage process and providing the best available options that fit their needs.
Get Your Free Mortgage Quote
Takes less than 2 minutes. No obligation.
Quick Payment Estimate
Get a rough idea of your monthly mortgage payment.
What our clients are saying
⭐⭐⭐⭐⭐ Rated 5.0 on Google Reviews
Residential, investment, and commercial real estate
Market Trends
The real estate buying and selling process
Fixed rate & ARM loans
Jumbo & Conforming loans
Interest only, Non-QM and Reverse Mortgages
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