Smart mortgage solutions designed around you.
THM Mortgage takes pride in simplifying and educating clients about the mortgage process and providing the best available options that fit their needs.
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What our clients are saying
⭐⭐⭐⭐⭐ Rated 5.0 on Google Reviews
We started our search for a home back in 2021. We missed an opportunity to buy when interest rates were super low and were determined to make something happen in 2025. At least that's what we thought. Lo' and behold, we were seeing some affordable prices with a decent rate for the time (Feb 2024). Being self-employed is always harder when buying, but Tamer made everything easy. He explained strategies, broke down numbers, and backed everything with logic. He was always responsive and professional. On closing day, he was exactly who we spoke to all along. Highly recommend working with Tamer, especially if you're an entrepreneur.
— Meg Le Vu
Verified Google Review
Tamer was fantastic to work with! He was always available and communicated clearly throughout the entire process. He took the time to explain every detail and even answered questions that our realtor should have covered. Tamer delivered exactly the rates he promised and continued to help us even after we closed on our home. His professionalism and dedication made the whole experience stress-free. I highly recommend him to anyone looking for a trustworthy and knowledgeable mortgage broker!
— Deniz
Verified Google Review
Tamer is great! I really enjoyed my last purchase experience working with him. He is patient and takes the time to walk you through the process, answering any questions you may have. I fully recommend Tamer!
— Sina S
Verified Google Review
From selling and buying a new home, Tamer radiated professionalism, kindness, and deep knowledge. He eased the stress tremendously and went above and beyond for our family. Highly recommend Tamer and his team.
— Gina M
Verified Google Review
I’ve worked with Tamer on three different loans, and every experience has been exceptional. He consistently provides the best rates and demonstrates outstanding professionalism throughout the process. He explains everything clearly and even checks in after funding. I’ve recommended him to friends and family and will absolutely work with him again.
— Fernando Cordova
Verified Google Review
Our experience with Tamer from THM was beyond wonderful. Being a first time home buyer, I walked into this not knowing what to expect or where to start. From day 1 Tamer was extremely helpful and took the time to go over the process. He made it seem so easy and explained all the details to us.
— Takla Anis
Verified Google Review
We couldn’t be more grateful for the incredible support and guidance provided by Mr. Tamer throughout the loan process. He went above and beyond to ensure we understood every detail and felt confident in our decisions.
— Nesreen Shams
Verified Google Review
We are incredibly grateful for Tamer’s support throughout our loan process. He was patient, professional, and attentive, making everything smooth and stress-free.
— Mohamed Yousef
Verified Google Review
We couldn't be more grateful to Tamer and his processing team for their outstanding service. Knowledgeable, patient, and genuinely caring from start to finish.
— Sameh Attia
Verified Google Review
I’ve worked with Tamer for years on refinancing and buying a new home. He was honest, patient, and always available—even on weekends.
— Inas Guirguis
Verified Google Review
Tamer did a great job landing my mortgage at the best rate in the market. His knowledge and confidence were clear throughout the whole process.
— Adel Guirguis
Verified Google Review
THM Mortgage takes pride in simplifying and educating clients about the mortgage process and providing the best available options that fit their needs.
We shop the entire market for you, and combined with our local expertise, we ensure you get the best available loan. Start now by completing the loan application.
This is what we can promise you:
- Save you time and efforts. You don’t need to shop with multiple lenders. We will pick the right lender for you that will close your loan faster at lower cost.
- Access to more loan programs and competitive interest rates.
- Easier mortgage experience. We make the mortgage process seems effortless.
- Outstanding Customer Service. Having one point of contact throughout the mortgage process is priceless.
We offer excellent rates and we make sure you get the right deal for you.
No complicated forms and unnecessary paperwork.
Access to the Nation's best lenders.
Programs Available
Conventional Loans:
A conventional mortgage loan is a “conforming” loan, which simply means that it meets the
requirements for Fannie Mae or Freddie Mac. Fannie Mae and Freddie Mac are government-sponsored
enterprises that purchase mortgages from lenders and sell them to investors.
FHA Loans:
FHA loans, which are backed by the Federal Housing Administration, offer the ability to get approved
with a lower credit score and lower down payment compared to conventional loans.
Non-QM Loans:
A Non-QM loan, or a non-qualified mortgage, is a type of mortgage loan that you could qualify for using
alternative methods, instead of the traditional strict income verification required for most loans.
Common examples include bank statements or using your assets as income. Non-QM is very common
option for self-employed borrowers and investors.
VA Loans:
A VA loan is a mortgage loan available through the U.S. Department of Veterans Affairs (VA) (previously the Veterans Administration). With VA loans, veterans, service members, and their surviving spouses can purchase homes with little to no down payment and no private mortgage insurance and generally get a competitive interest rate. This loan program provides up to 100% financing on the value of a home. Eligible borrowers can use a VA loan to purchase or build a home, improve and repair a home, or refinance a mortgage.
Residential, investment, and commercial real estate
Market Trends
The real estate buying and selling process
Fixed rate & ARM loans
Jumbo & Conforming loans
Interest only, Non-QM and Reverse Mortgages
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